Credit cards make big and small transactions convenient. Credit cards can be used to make purchases against any goods or services in credit. Leading credit cards today come with benefits and credit limit for the users' comfort. Here are a few benefits of using credit cards, that you may not know:
Reward points
Earning reward points is the prime benefit of using credit cards, and reward points are collected automatically with every transaction swipe. The reward points can be redeemed on gifts, vouchers, and more.
Insurance
Many credit cards give complementary insurance to premium users. The insurance typically offered include life assurance, air accident insurance or health insurance.
Easy Monthly Installments
The cardholder may convert high-value purchases into EMI’s and repay in parts with a little interest rate, making the bargains more efficient. Heavy ticket items may even attract heavy discounts on select credit cards.
Worldwide Acceptance
Visa and MasterCard payment networks are accepted all over the globe, and using them on international travel can boost up your reward points earnings and cashback.
Golf Program
Many premium credit cards come with worldwide golf club membership including the benefits of complimentary coaching sessions, free entry, discount on green fee and other related fees.
Concierge Services
A superior credit card provides you with a free personal concierge service just a call away. The service can be availed for seamless travel itinerary creation, flight and hotel bookings, or executing any finance related plans and more.
Also Read: 6 Credit Card Benefits that You may not Know
